It is hard to think of a time in the last 300 years when the banker's position in society has been more at risk. Adding to the banker's woes, Switzerland has announced that it will hold a referendum on a radical proposal that would strip commercial banks of the ability to create money, depriving them of a great deal of their profit-making capabilities. If the Swiss proposal catches on around the world, it could shred core business assumptions that have underpinned the banking model over the past three centuries....